/* Phase 12 – Referenzen & Händlerzugang */
.ref12-hero{position:relative;min-height:34rem;display:grid;align-items:end;overflow:hidden;background:#031d38;color:#fff}.ref12-hero>img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:.56}.ref12-hero:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(2,24,47,.97) 0%,rgba(2,27,53,.73) 48%,rgba(2,26,50,.25) 100%),linear-gradient(0deg,rgba(3,29,56,.7),transparent 50%)}.ref12-hero__content{position:relative;z-index:1;padding:7rem 0 5rem;max-width:52rem}.ref12-hero h1,.ref12-auth-hero h1{font-family:var(--sdf-font-emotion);font-size:clamp(2.8rem,6vw,5.6rem);line-height:.98;letter-spacing:.01em;margin:.75rem 0 1rem}.ref12-hero p,.ref12-auth-hero p{font-size:clamp(1rem,1.5vw,1.25rem);line-height:1.65;color:#d6e4f1;max-width:46rem}.ref12-trust{display:flex;flex-wrap:wrap;gap:.6rem;margin-top:1.5rem}.ref12-trust span{padding:.48rem .72rem;border:1px solid rgba(255,255,255,.24);border-radius:999px;background:rgba(255,255,255,.08);font-size:.78rem}.ref12-section{padding:clamp(4rem,8vw,7rem) 0;background:#f7f9fc}.ref12-intro{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(2rem,5vw,5rem);align-items:end;margin-bottom:3rem}.ref12-intro h2{font-family:var(--sdf-font-emotion);font-size:clamp(2rem,4vw,3.5rem);line-height:1.05;color:#082645;margin:.5rem 0}.ref12-intro p{color:#5b6f83;line-height:1.8}.ref12-grid{display:grid;grid-template-columns:repeat(12,1fr);gap:1rem}.ref12-card{position:relative;min-height:25rem;overflow:hidden;border-radius:1.5rem;background:#06294e;color:#fff;box-shadow:0 24px 60px rgba(3,34,65,.13)}.ref12-card:nth-child(1),.ref12-card:nth-child(4){grid-column:span 7}.ref12-card:nth-child(2),.ref12-card:nth-child(3){grid-column:span 5}.ref12-card:nth-child(5),.ref12-card:nth-child(6){grid-column:span 6}.ref12-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .7s cubic-bezier(.22,1,.36,1)}.ref12-card:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 30%,rgba(1,20,39,.92))}.ref12-card:hover img{transform:scale(1.045)}.ref12-card__body{position:absolute;left:1.5rem;right:1.5rem;bottom:1.4rem;z-index:1}.ref12-card small{font:600 .72rem/1 var(--sdf-font-brand);letter-spacing:.12em;text-transform:uppercase;color:#9ec7ea}.ref12-card h3{font-family:var(--sdf-font-emotion);font-size:clamp(1.45rem,2.5vw,2.3rem);line-height:1.05;margin:.45rem 0}.ref12-card p{margin:0;color:#dbe7f1;line-height:1.55}.ref12-stats{background:#053675;color:#fff}.ref12-stats__grid{display:grid;grid-template-columns:repeat(4,1fr)}.ref12-stat{padding:2rem;border-right:1px solid rgba(255,255,255,.18)}.ref12-stat:last-child{border-right:0}.ref12-stat strong{display:block;font:600 clamp(2rem,4vw,3.5rem)/1 var(--sdf-font-brand)}.ref12-stat span{font-size:.86rem;color:#c6d8ea}.ref12-cta{padding:5rem 0;background:#eef4fa}.ref12-cta__box{padding:clamp(2rem,5vw,4rem);border-radius:1.7rem;background:linear-gradient(130deg,#03284f,#0d4f91);color:#fff;display:flex;justify-content:space-between;align-items:center;gap:2rem}.ref12-cta h2{font-family:var(--sdf-font-emotion);font-size:clamp(2rem,4vw,3.6rem);line-height:1.05;margin:0 0 .7rem}.ref12-auth-hero{padding:clamp(5rem,9vw,8rem) 0;background:linear-gradient(135deg,#031d38,#0b4f93);color:#fff}.ref12-auth-section{padding:clamp(4rem,8vw,7rem) 0;background:#f5f8fc}.ref12-auth-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(18rem,.72fr);gap:2rem;align-items:start}.ref12-auth-card,.ref12-register-card,.ref12-success{padding:clamp(1.5rem,4vw,3rem)}.ref12-auth-info{padding:clamp(1.5rem,4vw,3rem);border-radius:1.5rem;background:#053675;color:#fff}.ref12-auth-info h2{font-family:var(--sdf-font-emotion);font-size:2.3rem;margin:.5rem 0}.ref12-auth-info p{color:#d9e6f2;line-height:1.7}.ref12-text-link{display:block;margin-top:1.2rem;color:inherit;text-decoration:none;font-weight:700}.ref12-form{display:grid;gap:1rem}.ref12-form-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ref12-form label{display:grid;gap:.42rem;font-weight:700;color:#16324d}.ref12-form input{width:100%;padding:.92rem 1rem;border:1px solid #cbd9e6;border-radius:.8rem;background:#fff;font:400 1rem/1.2 var(--sdf-font-ui);outline:0}.ref12-form input:focus{border-color:#053675;box-shadow:0 0 0 4px rgba(5,54,117,.12)}.ref12-form-full{grid-column:1/-1}.ref12-register-wrap{max-width:70rem}.ref12-account-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}.ref12-account-grid>.sdf-card{padding:2rem}.ref12-account-links{display:grid;gap:.6rem}.ref12-account-links a{padding:.8rem;border-radius:.7rem;background:#edf4fa;color:#053675;text-decoration:none;font-weight:700}.ref12-success{max-width:48rem;margin:auto;text-align:center}.sdf-alert--error{margin-bottom:1rem;background:#fff1f2;color:#991b1b;border:1px solid #fecdd3}
@media(max-width:850px){.ref12-intro,.ref12-auth-grid{grid-template-columns:1fr}.ref12-card,.ref12-card:nth-child(n){grid-column:1/-1;min-height:22rem}.ref12-stats__grid{grid-template-columns:repeat(2,1fr)}.ref12-stat:nth-child(2){border-right:0}.ref12-stat:nth-child(-n+2){border-bottom:1px solid rgba(255,255,255,.18)}.ref12-cta__box{align-items:flex-start;flex-direction:column}.ref12-account-grid{grid-template-columns:1fr}}
@media(max-width:560px){.ref12-form-grid{grid-template-columns:1fr}.ref12-form-full{grid-column:auto}.ref12-stats__grid{grid-template-columns:1fr}.ref12-stat{border-right:0;border-bottom:1px solid rgba(255,255,255,.18)}.ref12-stat:last-child{border-bottom:0}}